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The GEM Protocol seeks to resolve the fundamental inefficiencies inherent in conventional point and loyalty systems by introducing a next-generation standard: GEM (Global E-Money). By enabling the seamless conversion of fragmented, corporate-issued points into GEM—a highly liquid and stable digital asset—GEM empowers users with actual purchasing power in both online and offline environments. This transformation is more than just technical; it redefines how value is stored, transferred, and utilized in the digital economy. GEM functions as a flatcoin, maintaining consistent value through its underlying asset mechanisms, and can be used globally as a reliable medium of exchange. By bridging digital and real-world economies, the GEM Protocol is building a truly borderless payment network that delivers utility, trust, and accessibility to individuals and businesses alike, regardless of geography.

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GEM	USD
0.1	0.00000137518
1	0.00001375185
2	0.00002750371
5	0.00006875928
10	0.00013751856
20	0.00027503713
50	0.00068759284
100	0.00137518569
1000	0.01375185691

USD	GEM
0.1	7,271.75
1	72,717.45
2	145,434.90
5	363,587.26
10	727,174.52
20	1,454,349.05
50	3,635,872.62
100	7,271,745.24
1000	72,717,452.36

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