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nanopay is a mobile-first financial app multichain, designed to bring practical crypto utility to everyday users — particularly in emerging markets where access to traditional banking is limited.

The app combines peer-to-peer USDC payments, Aave V3 yield-bearing savings, GoodDollar UBI claims, and a location-based social layer (Geo Chat) into a single progressive web app. Users create self-custodial wallets, earn XP through daily financial activity, and redeem that XP for USDC — making basic financial engagement genuinely rewarding.

nanopay's Sybil resistance layer (MaxFlow) uses a trust graph built from social vouching to verify real humans without centralized identity gatekeeping. This makes the platform usable by people who lack government-issued ID, a key barrier in many markets.

The platform currently serves 41,000+ wallets with organic, zero-paid-marketing growth — primarily across East Africa. It operates as a PWA, meaning no app store is required, lowering the access barrier further.

nanopay's broader goal is to serve as last-mile financial infrastructure: a layer where UBI, savings, payments, and community connect in one place, accessible to anyone with a smartphone and an internet connection.

nanopay

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NANO	USD
0.1	0.00000002299
1	0.00000022994
2	0.00000045989
5	0.00000114974
10	0.00000229948
20	0.00000459896
50	0.00001149740
100	0.00002299481
1000	0.00022994815

USD	NANO
0.1	434,880.63
1	4,348,806.28
2	8,697,612.55
5	21,744,031.38
10	43,488,062.76
20	86,976,125.53
50	217,440,313.82
100	434,880,627.64
1000	4,348,806,276.43

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